“Debt has escalated during the crisis as people have had to find ways to pay their most urgent bill. Once order is restored, the debts will have to be eliminated.” – Guy Baker

“Expect tax rates to rise, the Fed to offset increasing inflation with higher rates, and the economy to slow,” – Guy Baker

“Everyone’s situation is different. Generally speaking, I would advise them to put that money into a globally diversified equity fund comprised of up to 15,000 stocks, that is tuned to the “efficient frontier.” To me, the efficient frontier is that sweet spot everyone has between risk and reward. How much risk are you willing to feel comfortable with based on how much of a reward you need for taking a risk? Everyone’s efficient frontier is different.” – Guy Baker

“Markets go up and markets go down. Now is the time to buy via dollar-cost averaging. There is nothing to make anyone think the markets won’t increase over the next 50 years. The key is to NOT watch the markets day today. Invest in a widely diversified market-based fund and let it ride. Add as much as you can over time.” – Guy Baker