Our joy comes from seeing you achieve your goals.

Serving others is what drives our company. Our Wealth Coaches are personable and dedicated to your financial and personal success. Our desire to help you achieve your “Hearts desire” is at the core of our mission statement. Our highest priority is to be faithful to our duty to serve you well.

Financial Planning

Financial Planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life.

It might involve putting appropriate wills in place to protect your family, thinking about how your family will manage without your income should you fall ill or die prematurely, spending money differently, but it involves thinking about all of these things together and putting them in a plan for your life and overall goals. At WTA, we take the time to listen to your goals, then we work alongside you to create your financial plan, which we monitor and update yearly to ensure you stay on track to achieve your overall goals.

Investment Guidance

Using markets to build wealth instead of selected stocks

There are 39 billion trillion alternative portfolios among our 18 fund choices we use for our client portfolio. But there is only ONE that is right for you. We know how to find it and keep you allocated there as you patiently allow the markets to grow. In the short run, markets go up and markets go down. But in the long run, at least over the last 90 years (dating before the depression) markets have always gone up over the long run. Our investment method will find the right allocation for you, for an exceptionally low cost and keep you there through retirement.

Tax Planning

Tax friction can impede your financial success

Our team of tax specialists will work with your tax advisor to reduce taxes by deferral or reduction. Taxes are complex, but the solutions can be simple. Most people don’t realize taxes are optional. Judge Learned Hand said everyone has the right to arrange their affairs in such a way that they can avoid paying taxes. Admittedly, this is getting harder and harder to do, but there still strategies that can help you do well, while you do good.

Retirement Planning

Retirement planning is an art and a science.

Like the Rubix Cube, there are many complexities and component parts. Your age, time horizon, inflation, rate of return on assets, expected income, tolerance for risk, health care in old age; these are just a few of them. So, factoring them into a long term plan can be quite daunting. Fortunately, Wealth Teams has a lot of experience and can help you attain peace of mind that you will have a constant and consistent income flow. We just need to sit down and map out a strategy that fits your situation.

Legacy Planning

Estate planning is an ongoing process

It should be started as soon as one has any measurable asset base. As life progresses and goals shift, the estate plan should move to be in line with new goals. Lack of adequate estate planning can cause undue financial burdens to loved ones (estate taxes can run higher than 40%), so at the very least a will should be set up even if the taxable estate is not large.

Fee-Only Pricing

Our fees are based solely on the assets we manage for you.

We bill our fees quarterly and you can pay them direct or have them deducted from your account. This fee covers all of our planning services, except tax preparation. Please review our ADV Part II.

$0 – $100,000 – Robo-Advisor services. Fees quoted based on services

$100,000 – $1,000,000 – 1.00%

$1,000,000 – $2,500,000 – .75%

Over $2.500,000 – .50%

Accounts in excess of $50,000,000, the fees are determined based on services required.

All fees are tiered based on total assets under management.

Our Wealth Coaches are proud of the Wealth Teams Alliance. We are dedicated to continuing education and are active servants in the industry. We believe that our success was borne through the efforts of the many who shared their ideas and expertise. We want to repay those pathfinders by being mentors to the next generation of advisors.